Importance of Financial Awareness: Should Jamal buy the video game or save for the concert?

By John LockeCharacter Development2 min readGrade 7.9
Classroom
Intermediate

Overview

A college student receives a monthly allowance but doesn't keep track of their spending. After running out of money too soon, they start using a simple app to monitor their expenses, helping them budget better for the rest of the month.

The Choice

Should Jamal buy the video game or save for the concert?

Quick Stats

Grade Band
Grades 6-8
Reading Level
Level 7.9
Word Count
310 words
Published
Jun 7, 2025

The Dilemma

Jamal and Inaya, both 12 years old, have been saving their allowances for months to buy tickets to a popular concert. Jamal, who is usually careful with his money, finds himself tempted by a new video game that has just been released. Inaya reminds him of their concert plans, but Jamal is torn. He knows that if he buys the game, he won't have enough money for the concert. Inaya suggests they could do chores to earn more money, but Jamal isn't sure he wants to put in the extra work. As the concert date approaches, Jamal realizes the importance of managing his finances and the consequences of his spending choices. He Something has to give.

Values in Tension

This dilemma explores the tension between two important values:

Responsibility
vs
Fairness

Consider how these values might conflict or complement each other in this situation.

Your Options

A

Buy the video game now.

B

Save for the concert tickets.

Questions for Reflection

Take a moment to consider these questions. There are no "right" answers – the goal is to explore different perspectives and develop your own reasoning.

  1. 1

    What would you do, and why?

  2. 2

    Why is it important to manage money wisely?

  3. 3

    How do you decide between short-term desires and long-term goals?

  4. 4

    How might John Locke advise Jamal in this situation?

  5. 5

    Can you recall a time in your own life when you faced a somewhat similar choice or feeling? What did you do?

Did you like this dilemma?

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Philosophical Perspective

Insights from John Locke

Take a moment to form your own thoughts first, then click to explore philosophical perspectives.

Related Topics

financial-literacy
decision-making
responsibility
Portrait of John Locke, the English Enlightenment philosopher

John Locke1632-1704

John Locke (1632-1704) was a highly influential English philosopher and physician, widely regarded as one of the most important Enlightenment thinkers. Known as the 'Father of Liberalism' and founder of British empiricism, he profoundly impacted Western pol…

Empiricism
Liberalism
Development of Empiricism (Tabula Rasa)
Explore how John Locke informs this dilemma and discover additional ethical puzzles shaped by their ideas.
Learn more about John Locke or continue exploring dilemmas inspired by their philosophy.

Lesson Plans

Quick Fire5 min

Importance of Financial Awareness — 5-10 minutes

Learning objectives:

  • -Identify the core ethical tension
  • -Make a quick, reasoned choice

Discussion prompts:

  • 1.Which option did you choose, and why?
  • 2.What would you give up with each choice?
participation
Standard15 min

Importance of Financial Awareness — 15-20 minutes

Learning objectives:

  • -Identify competing values
  • -Articulate trade-offs

Discussion prompts:

  • 1.What would you lose by choosing each option?
  • 2.Is there a third path?
participation